Recent research has attributed a wide range of potential medicinal benefits to cannabidiol, with many medical benefits possessing the potential to supplement or even supplant many existing prescription opioids. CBD Unlimited’s pure hemp extracted CBD oil and CBD isolate products may provide an opiate withdrawal treatment option for those whom have become addicted to opiates. Cannabidiol is a phytocannabinoid and a derivative of hemp just as THC is, however CBD has been shown to have no psychoactive components, and no real side effects. If the side effects of dry mouth and slight nausea are seen to occur, these effects have been traced back to impurities found within the hemp by which the CBD was derived. Taken into the body by CB1 and CB2 receptors within the endocannabinoid system (part of the central and peripheral nervous system), our cannabidiol oil acts as an agent of homeostasis, bringing back regularity and equilibrium to many base functions throughout the body. These potential benefits and effects of our hemp CBD oil can immediately be seen through powerful pain relief, helping to mitigate current pain while eliminating symptoms that are to come. Research has also shown CBD to help slow the growth of cancerous cells, increase the Read more…
July 2018
The One Percent Solution
The 1% solution (sometimes 2%) is an economic theory of protecting assets and human capital with 1% of your entire assets during your working years. Many advisers use it as a rule of thumb, but like all theories there are exceptions to the rule. But that being said, it’s an easy method to remember and apply. Consider the financial applications in everyday life. Protecting family income by insuring the family breadwinners is one of the cornerstones of defensive financial planning. Life insurance can not only replace the income lost due to the death of the breadwinner, but also can pay off indebtedness and fund the future dreams of its surviving family members. And along similar lines of thought, it’s wise to protect business partners with life insurance that can fund the succession plan or protect a key employee of the firm. Spending or setting aside 1% of your total assets can deliver meaningful protection and some peace of mind Some degree of wealth accumulation is a financial goal of most Americans. Setting aside 1% of your total assets to fund tax deferred accumulation and tax-free distributions is a play on saving for retirement as well as a way to create Read more…
Insuring Family Members for Generations
Non-working spouses may be the most underserved financial partner of a family unit. But valuing a non-working spouse can be economically advantageous. As an example, a non-working spouse can contribute to an IRA without reportable income. That means non-working spouses under age 50 can contribute $5,500, (over age 50 -$6,500). If the effective tax bracket is 25%, you saved $1,625 with no corresponding income. But how do you put a price tag on a stay-at-home, non-earning spouse. If that spouse is running the home, raising the children and participating in the community, how do you value that? Consider if that non-working spouse were no longer alive. How would the surviving spouse cope with all the functions that were performed by their deceased partner? Child and home care alone could run up a very pricey tab. Life insurance is the most economical solution for maintaining the lifestyle of the household. What about insuring children and grandchildren? Most people don’t want to profit from the death of a loved one, especially a child or a grandchild. But nevertheless life happens, and sometimes life happens to you. But having life insurance on children isn’t for the low odds of such a dreadful scenario. Read more…
Cinq Music Appoints Marcus Spence SVP Of A&R
Cinq Music, the data-driven indie record label and global distribution company, has appointed Marcus Spence as Senior VP of A&R at the company. The announcement was made by Cinq co-founder and President Barry Daffurn. Spence has been a key individual behind a number of notable projects in the entertainment industry, having worked with artists Timbaland, Keri Hilson, Nelly Furtado, OneRepublic, Tink and soul singer V Bozeman. “Marcus brings a ton of creativity and fits our unique approach to the music business,” says Daffurn. “Our priority right now is growth, and we will be developing new talent, and adding to our roster of iconic artists. With his amazing track record of developing so many commercially successful artists, we are very excited to have him.” “Barry and I will learn from each other,” adds Spence. “I believe my experience from traditional music business operations allows me to bring a different side to Cinq. I’m here to help artists blossom, and to be that ideal partner an artist may be missing. Cinq’s business model is the best I’ve ever studied, taking data to repurpose music in strategic and targeted fashion. We can also utilize data to expand the artist’s already existing audience, and Read more…
Understanding Human Capital
Life insurance is generally calculated on debt, future obligations and dependent charities, but rarely is the notion of calculating and replacing human capital for a breadwinner or key employee. The average person in our western democracies can work between 35 and 40 years. What does a person earn during their working lifetime? What is their earning power worth? What is the value of their human capital? How can you replace income generated from a family member, business associate or a contributor from a charity? Consider economist Tom Hegna’s explanation of lifetime earnings and human capital. “Let me explain… When you begin your career, you have a greater proportion of wealth in human capital because you have many more years to earn compared to the time you’ve spent acquiring financial capital. As you progress through your career, the numbers change and your financial capital outweighs your human capital because you’ve been accumulating financial capital over the years, and you will have fewer prime earning years.” There are calculators that can generate a rough estimate of your human capital. It’s not a quantitative assessment, just a good place to start. But a good example of lifetime earnings can be found in your Read more…
Cop A New Bone Thugs N Harmony Snapback And Shirt Exclusively From Layzie Gear
Cop a new Bone Thugs N Harmony piece today when you hit up Layzie Gear, the OFFICIAL home of Bone Thugs merchandise online. Grab a new Bone Thugs snapback hat and Eternal shirt to go with your studio remastered Faces of Death album, Layzie Gear will hook you up with the freshest merch online. Blessed by Layzie Bone himself, Layzie Gear isn’t about the imitation. Just like there’s no substitute for that smooth flow, there’s no substitute for real, quality Mo Murda shirts and that iced out Harmony Howse pendant. Rap has changed, but the Bone Thugs helped define a whole generation of the game- whether it’s laying down tracks with Eazy-E, 2Pac, The Notorious B.I.G., Mariah Carrey or others, the BTNH without a doubt are one of the most influential groups to ever lay down tracks. You can now listen to those dope flows for yourself, digitally remastered with the cleanest sound to date courtesy of Layzie Bone. Back in the studio, Layzie Bone has digitally remastered Faces of Death and the Best of Mo Thugs Vol 1 & 2, available exclusively on Layzie Gear. Never settle. Never settle in life, and with your merch, head over to Layzie Read more…
Findit Continues to Innovate with the Upcoming Rollout for Podcasts and Interviews for Members
Findit, Inc., a Nevada Corporation and owner of Findit.com, will be launching its revamped version of Music in Findit.com. The new version will include a new front end interface as well as a new backend in which audio files are uploaded and labeled. The new Music section will be relabeled so it is not limited to just Music. It will enable all members to upload all types of Audio files. These audio files can include Podcasts, Interviews, and Discussions. Findit provides a platform for its members to join for free and upload content into their Findit “site”. The content can include pictures, video, news and press releases, audio and real estate. Members of Findit can use all of the different content verticals or none of them, it is completely up to each member. Peter Tosto of Findit stated, “The rollout of the revamped Audio section is one of the several areas we are working on to provide members and visitors a much more cohesive experience when utilizing Findit from a member posting their content to a visitor viewing or listening to the content posted. We are in the process of revamping the Right Now Status Update section that we hope Read more…
Carolina Pool Consultants Is The Superior Lake Norman Pool Builder For Custom Pool Design
Speak with your superior Lake Norman pool builder this summer to bring your custom concrete pool dream to life. We believe that working with concrete rather than fiberglass can lead to more customization options and greater savings down the road, moreso than fiberglass could ever provide. Concrete allows us to customize your own individual backyard paradise, complete with a beautiful beach style entrance, custom water features that cascade from an inset hot tub and sun seats to boot. Our custom pool designers will work closely with you to make your dream pool a reality. Building a fiberglass pool eliminates all of these custom options, simply due to the nature of how the pool is made. Fiberglass pools are created from molds, which reduces their initial cost but massively increases risk of damage and cracking as the pool is transported from manufacturer to your home. Any cracks developed on transit are often hairline fissures, which aren’t discernable until the pool is set into the ground. Furthermore, heavy storms can lead to bulges within the fiberglass shell as the sand backfill shifts through natural erosion. All these issues can lead to fiberglass pool owners spending more time paying for their pool, than Read more…
- July, 10
- 677
- Home Construction
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The Uninsured Among Us
Most people have some kind of debt. Your home mortgage is debt. Your auto loans are debt. Your student loans are debt. Many in the middle have significant credit card debt. The American household just seems to run on debt. So all debts are financial liabilities. Families have obligations, whether it’s college education, future weddings or a charity that depends on your contributions. Future obligations are also a financial liability. Most households today run on two incomes. All debt, mortgages and future family dreams are built upon two incomes either DINKs (dual income no kids) or DIRKs (dual income raising kids.) So the American family’s finances are generally predicated on two incomes. When you have two breadwinners, the potential loss of one can be economically catastrophic. Could a family continue in its present lifestyle if one of the breadwinners was suddenly gone? Most families would suffer, not only the loss of a loved one and the immediate expense of medical bills and funeral costs, but the loss of their lifestyle as well. The economic equation of two earner households requires financial protection that only life insurance can secure. You need to cover both breadwinners to protect the financial stability of Read more…
Pure Hemp CBD Oil And CBD Isolate For Opiate Withdrawal From CBD Unlimited Can Be A Natural Pain Relief Option
CBD Unlimited’s pure hemp CBD oil and CBD isolate for opiate withdrawal can be a powerful ally in the fight against opiate addiction within the US. Over prescription has led to abuse, deaths and a massive weight upon our healthcare system, which thankfully, seems to be trending for a change. Recent medicinal research has shown cannabidiol to have a wide range of medicinal benefits, allowing it to be a potential opiate alternative. Acting as an agent of homeostasis within the body, CBD actively works to help bring back a natural equilibrium where there’s imbalance. Issues such as dopamine irregularities that give rise to anxiety and migraines can be managed and mitigated before they even propagate and progress. All of our CBD oil for pain and CBD isolate products are based from 100% pure hemp extracted cannabidiol, which is tested thoroughly both for potency and purity. If any side effects are seen to occur from taking CBD, these effects have been traced back to impurities found within the original hemp by which the CBD was derived. To this end, CBD Unlimited uses nothing but 100% pure hemp to help ensure no side effects occur from taking our cannabidiol oil products. For Read more…
- July, 9
- 612
- Health & Wellness
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