Stranger danger! There are a host of hooligans that prey on the innocent, the indignant and impaired in the geriatric community. Many dress in suits. Some are great conversationalists for the lonely. A few are just plain thieves. Some estimates put senior losses at 36 billion a year. Fiduciary felons dress for success. The have a command of financial terms and sound like an MBA. Their demeanor is very professional and conveys a genuine concern for their prospects and clients. But there is larceny in their hearts.  And if you can fake sincerity, you can fake anything. You need to go through a discovery process that will help you weed out the…well, weeds! Better review Broker Check and/or the Department of Insurance for their history for starters. Ask for three non-relative references. Carefully examine their LinkedIn bio and learn to read between the lines. Many subconsciously tip their intentions cloaked in the language of honesty. Too much sincerity may turn out to be a form of reverse psychology Telephone scams are extremely creative using endearing conversations that target lonely seniors. Having a senior moment is now defined by letting your guard down. Never ever give any personal information to anyone   Read more…